At Hammersmith Roofing & Construction, you can quickly check offers from multiple lenders with no impact to your credit score.
We choose to work with Acorn Finance because they provide a secure online marketplace that provides access to multiple national lenders offering personalized loan options in 60 seconds. The choices are competitive, fixed-rate, unsecured loans through a fast and easy online process. You can finance as little as $1,000 and up to $100,000 with terms up to 12 years and APRs as low as 3.99%.
The pricing is affected by the amount of the loan, your preferred term length, and your credit profile. Acorn completes a soft credit pull so when you check pre-qualified offers there is no impact to your credit score. Funds can be used for virtually any home improvement expense.
The lenders on Acorn Finance’s network don’t charge any penalties for early repayment, and no processing charges on loans over $40,000. Under $40,000 some lenders may charge an origination fee between 1% and 6%. No fee options are clearly highlighted on the offers pages in the application flow.
Yes. Co-borrowers are encouraged to apply and can be added immediately after the initial applicant submits their application.
You could be eligible to finance your purchase through Acorn Finance. Acorn Finance is not a lender but partners with lenders to make loans available to you. Monthly payment estimates are for informational purposes and do not represent a financing offer or terms that are available to you. This information is presented without warranty or guarantee of the availability of any loan to you. Annual percentage rates on loans with partner lenders range between 4.99% and 35.99% and terms range between 2 and 12 years. Some partner lenders may charge an origination fee of 1% to 6% and may deduct that fee from the loan amount or increase the loan amount to include the fee.
For illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Your actual rate and maximum loan amount are determined solely by the lender, which may differ from this example and depend on loan purpose, amount, term, length, and your credit profile. Loan closing contingent on final credit approval, verification of income, and other criteria established by the lender and your acceptance of all agreements and disclosures. Pre-approvals use a soft credit pull, which does not impact your credit score; however, lenders will conduct a hard credit pull when you express interest in an offer, and this could impact your credit score. Advertised rates and terms are subject to change without notice.
Join our list of happy customers! Our roofing experts at Hammersmith Roofing & Construction are ready to talk to you about your roof repair or replacement today.
Call us at (804) 372-8285 or use our online form to get started!
